Printable bankruptcy checklist

Student Loan Hardship and Bankruptcy Checklist

Identify each loan and current relief option before evaluating a bankruptcy hardship claim.

Purpose

Federal and private loans, owners, servicers, and collection status may differ across accounts.

Print-ready checklist

Record log

Loan Owner/servicer Status Relief/evidence

Questions for qualified review

  • Which non-bankruptcy options remain available?
  • What hardship standard and procedure would apply?
  • What evidence shows duration and good-faith efforts?

Important caution

Do not assume all student loans are automatically dischargeable or automatically excluded; obtain loan-specific, current advice.

Finish the worksheet

Most urgent date:

Most important missing record:

Official source checked:

Question still unanswered:

Official starting points

U.S. Courts Bankruptcy Basics · Official Bankruptcy Forms · Official source directory