Define the question before choosing an answer
Use this guide to organize Judgment Liens, Garnishment, Bank Levy, Discharge Questions and Exemptions. Start with the controlling record and date, then connect the issue to the bankruptcy chapter, property, debts, and local procedure that may change the answer.
Evidence file for Bankruptcy After A Judgment
Judgment Liens
Court, case number, parties, service date, order, amount, next deadline, and current enforcement status.
Garnishment
Court, case number, parties, service date, order, amount, next deadline, and current enforcement status.
Bank Levy
Court, case number, parties, service date, order, amount, next deadline, and current enforcement status.
Discharge Questions
Creditor, owner of the account, debt type, balance, contract, collateral, judgment status, dispute, and payment history.
Exemptions
Ownership, current value, liens, acquisition date, supporting records, expected payments, and recent changes.
Facts that shape the review
- Prior case dates, chapter, dismissal or discharge orders, and the new event should be reviewed together because timing can affect available relief.
Issue log
| Issue | Evidence to preserve | Open question |
|---|---|---|
| Judgment Liens | Court, case number, parties, service date, order, amount, next deadline, and current enforcement status. | |
| Garnishment | Court, case number, parties, service date, order, amount, next deadline, and current enforcement status. | |
| Bank Levy | Court, case number, parties, service date, order, amount, next deadline, and current enforcement status. | |
| Discharge Questions | Creditor, owner of the account, debt type, balance, contract, collateral, judgment status, dispute, and payment history. | |
| And Exemptions | Ownership, current value, liens, acquisition date, supporting records, expected payments, and recent changes. |
Questions that can change the next step
| Question | Your facts |
|---|---|
| What exact outcome is needed? | |
| What date changes the next step? | |
| Which fact remains unverified? |
Timing caution
Preserve the service record and calculate the court response or hearing deadline independently of the bankruptcy decision.
Verify with current sources
U.S. Courts Bankruptcy Basics · Official Bankruptcy Forms · Current Means Testing Data · Official source directory